Many people today have legitimate concerns about preserving and protecting their hard-earned assets from malicious or frivolous lawsuits, creditors, and the like. For any reason, or for no reason at all, you may at some point find yourself involved in a lawsuit that could result in a judgment against you, requiring the payment of substantial sums of money. Doctors, dentists, engineers, lawyers, architects, contractors and other types of professionals as well as business owners face a higher-than-average risk of liability exposure by virtue of their professional or business activities. Then again, others harbor fears of being the target of legal action merely as a result of engaging in everyday activities, such as driving a car, operating a boat, inviting guests into the home, and so on.
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